For Investors

Practical guide for capital allocators - access, allocation, yield mechanics, and reporting

This section provides a practical guide for investors looking to allocate capital through Port — covering how to access the platform, allocate to Markets and Vaults, and manage positions.

Accessing Port

Investors can access Port Markets and Vaults through two channels:

Direct Access

Investors access the Port platform interface directly at portmarkets.com. Direct access is available to qualified investors who complete the platform's onboarding and verification process.

Onboarding steps:

1. Wallet connection: Connect an EVM-compatible wallet.

2. Verification: Complete identity verification (KYC) and accreditation checks as required by applicable regulations and the specific Market or Vault.

3. Agreement: Review and accept the platform terms of service and investment disclosures.

4. Allocation: Browse available Markets and Vaults, review documentation, and allocate capital.

Through Distribution Partners

Allocating to a Market

For now, investors allocate directly to individual Markets. Each Market page provides the information needed to evaluate the opportunity.

Allocation Process

1

Select a Market

Select a Market from the platform interface.

2

Review Documentation

Review the credit memorandum, risk assessment, and facility terms.

3

Specify Allocation Amount

Specify your allocation amount in the Market's accepted stablecoin denomination.

4

Confirm the Transaction

The allocation is processed on-chain, and you receive tokens representing your position in the Market.

Market Token Mechanics

When you allocate to a Market, you receive soulbound ERC-20 tokens that represent your pro-rata claim on the Market's credit facility. These are non transferrable and subject to compliance requirements.

Yield Accrual

Yield accrues to your token position based on the facility's discount rate and repayment schedule. As underlying assets mature and collections/defaults are processed, the value of the token changes. Yield is reflected in the token's net asset value (NAV).

Fees

Typically include an origination fee (charged on capital deployment) and a management fee (annualized percentage on deployed capital). Fees are deducted from gross returns before yield is credited to investors.

All fee structures are transparently published and accrued on-chain.

Minimum Allocations

Each Market defines a minimum allocation amount, determined by the facility's structure and regulatory requirements. Minimum allocations are published on the Market page.

Allocating to a Vault

Port Vaults will be available in a future release. The following describes the intended allocation flow.

Vault allocation provides managed, diversified credit exposure:

1. Select a Vault from the platform interface.

2. Review the Vault's mandate - Investment strategy, eligible Markets, Curator profile, fee structure, and historical performance.

3. Deposit stablecoins into the Vault.

4. Receive Vault tokens representing your pro-rata share of the Vault's assets.

The Curator handles all portfolio construction, Market selection, and rebalancing. Vault tokens appreciate in value as the underlying Markets generate yield, net of fees.

Redemption & Maturity

Market Positions

Market positions mature as the underlying assets are collected. For revolving facilities (asset backed), capital may be recycled into new assets for the facility's duration. At facility maturity:

1. Remaining assets are collected.

2. Final distributions are processed through the SPV waterfall.

3. Investors receive principal plus accrued returns, net of realized losses and fees.

Redemptions are submitted during the Market's redemption period and processed via the Market's withdrawal queue; if requests exceed available liquidity, processing is pro-rata (pari-passu). Check each Market's documentation for redemption windows and liquidity terms.

Vault Positions

Vault redemptions can be instant (filled from the Vault's liquidity buffer; a fee applies) or standard (via redemption requests on the underlying Markets, processed at the epoch boundary, pro-rata when liquidity is constrained). See Port Vaults — Deposits & Withdrawals for details.

Reporting & Transparency

Investors have access to:

• Portfolio dashboard: Real-time view of your allocations, accrued yield, and position values across Markets and Vaults.

• Market performance: Collection rates, delinquency trends, covenant compliance, and portfolio composition for each Market.

• Vault performance: Allocation breakdown, historical returns, fee accrual, and Curator action log for each Vault.

• On-chain verification: Token balances, NAV calculations, and transaction history verifiable on-chain.

• Periodic reports: Structured portfolio reports distributed according to each Market's reporting schedule.

Risk Considerations

All investments in Port Markets and Vaults carry risk, including the potential loss of invested capital.

Key risks include credit risk, originator/counterparty risk, liquidity risk, regulatory risk, and smart contract risk. Refer to the Risk Framework for how Port mitigates these risks through structural protections and ongoing monitoring, and Legal & Compliance — Risk Disclosures for full risk disclosures.

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Next: Review Port Markets to understand facility types and parameters, Port Vaults for managed allocation vehicles, or the Deal Lifecycle for the end-to-end process.